CYGNISYS SERVICES PRIVATE LIMITED, a company established under the Companies Act, 2013, with its registered office situated at 147, 3rd Floor, 7th Sector, 5th Main, HSR Layout, Bangalore, Karnataka 560102, India, exclusively owns and operates this digital platform. This platform can be accessed via www.credely.in or any other designated URL by CredEly, or through a mobile application if available, collectively referred to as the "Website."
In the context of this document, terms such as "CredEly," "Us," "Our," and "We" pertain to CYGNISYS SERVICES PRIVATE LIMITED, encompassing its affiliates, successors, and assigns.
Platform Overview
CredEly presents an innovative digital platform tailored to extend instantaneous financial solutions to both salaried and self-employed individuals, streamlining the process in a hassle-free and convenient manner.
Our advanced personal finance offering aims to alleviate the financial challenges experienced by individuals, ensuring swift access to funds for those in need. Our user-friendly digital interface transforms the traditionally time-consuming loan origination process into a seamless, frictionless experience that takes just 5 minutes.
At CredEly, our team is committed to providing customers with an effortless borrowing experience. Our online platform, accessible through both web-based and mobile applications, is designed to simplify the provision of personal financing services, requiring only a few clicks. We are dedicated to delivering flexible and affordable loans in the shortest time possible, helping you achieve your personal financial aspirations and goals.
Why Choose CredEly Instant Loans
In an era of rapid digital evolution, CredEly emerges as a beacon of modernity, offering a sensible and contemporary personal loan solution. Bid farewell to extensive paperwork, and embrace the speed of instant processing, attractive interest rates, all without prepayment charges. Secure a personal loan of up to ₹10 lakh and experience seamless transfer to your bank account within minutes.
Data Collection and User Information
CredEly may collect information from you and third parties while providing our services through the website and mobile application. While some information is mandatory, others are optional, and certain information remains private while some is shared with associated third parties. The information collected includes, but is not limited to:
- Personal and financial details such as name, email address, contact information, employment information, academic qualifications, PAN number, Aadhaar number, etc.
- Credit-related information collected from credit bureaus.
- Transaction history and spending data.
- Unique identifiers like usernames and passwords.
- Information gathered through linked social media accounts.
- Information provided through communication channels.
- Other information as required by specific mandates or applicable laws.
Acknowledgment and Rights of the Company
CredEly retains the right to cease services and terminate user access without notice. Upon termination, the granted rights and licenses cease, and users must discontinue platform use. CredEly is not engaged in the actual lending or borrowing processes and bears no responsibility for financial product outcomes.
Third-Party Sites
Linked affiliates or sites may have different privacy practices. Your interactions with such sites are not under our purview.
User Information and Privacy
User information is used for various purposes, including personalizing features, communication, aiding financial organizations, and more. By using the platform, you license us to use, modify, and display information for specific services.
Children's Privacy
Services are not for those under 18, and we do not knowingly collect information from such individuals.
Privacy Policy and Changes
Our privacy policy may change over time, and we encourage periodic review. Miscellaneous, Laws, and Jurisdiction. These terms are governed by Indian laws, and any disputes shall be resolved in the courts of Bangalore, Karnataka, India.
Cookies
Cookies are employed to enhance user experience. You may decline cookies, but it might affect certain website functions.
Waiver
No term shall be deemed waived without written consent. Waiver of one breach doesn't imply waiver of others.
Violations
Report violations or grievances related to these terms to Support@credely.in.
*Note: There terms and conditions may change as prescribed by CredEly from time to time