C r e d e l y

Frequently Asked Questions


General Questions

How To Apply For Loan?

Please Follow The Below Steps To Apply A Loan:

Loan approval is based on the information you provide in CredEly. Your credit history also plays a significant role in the approval process.

All Indian residents aged between 21 to 56 years, whether salaried or self-employed, with a monthly source of income, are eligible for a personal loan from CredEly. Valid PAN and address proof are mandatory.

Indian residents can avail loans from Rs. 20,000 to Rs. 1,000,000 per request. The final amount depends on your available credit limit, which is based on your profile.

Currently, the CredEly App is available only for Android mobile users.

The processing fee is a one-time charge on each loan request, covering the costs incurred due to the Loan Agreement's processing. Your loan limit can increase by availing more loans and making timely repayments. This increase depends on factors such as your monthly salary, credit score, etc.

Why My Loan Amount Is Not Increas In GevenWhy My Loan Amount Is Not Increas In Geven

Your credit records will gradually improve with your repayments and credit history, leading to an increase in the loan amount.

To change your bank account number in the CredEly App, please follow the provided instructions.

For changing your mobile number in your profile, follow the outlined steps.

CredEly ensures the security of your information. We implement measures to safeguard your data.

For any inquiries or assistance, reach out to CredEly through the provided contact channels.

Follow the E-Sign process as instructed to complete required formalities.

There could be various reasons for loan application rejection. Factors such as credit history, eligibility criteria, or documentation could contribute to this decision. Feel free to contact us for any further clarifications or assistance. We are here to help you.
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